Showing posts with label higher rates. Show all posts
Showing posts with label higher rates. Show all posts

Monday, July 18, 2011

Is Time Speeding Up?

(Again, I'm posting this because it's an interesting concept, not because I support it or believe it. I do find the reaction/anticipation of 2012 by various people very interesting. Personally, I don't think anything horrible is going to happen in Dec of 2012. But I'm not closed off to the possibility that something cool might happen. --jef)

John Hill
More and more frequently people are suggesting that time is speeding up. We hear people saying things like “I never seem to have enough time to get everything done anymore” or “where has the time gone to”. The years are certainly flying by faster than ever and there is a scientific reason why time is speeding up. There are also a number of reasons why we are changing so rapidly and it is all related to time speeding up. Human beings are becoming more consciously aware and people are being drawn towards spirituality and personal development in greater numbers than ever before. Why is this happening? 

Scientists discovered many years ago that the earth gives off a pulse. This pulse or frequency which has been likened to a heartbeat has been stable at approximately 7.8 cycles per second for thousands of years. However, since around the year 1980 the earth’s heartbeat began to speed up. It has currently been measured at 12 cycles per second but the most incredible thing is some scientists believe the earth will actually stop rotating when this pulse reaches 13 cycles per second. When the earth stops rotating on its axis it is believed that it will remain still for around 3 days and then start spinning in the other direction. This will cause a reversal in the magnetic field around the earth but what will happen after this point is unclear. At this point you are thinking one of two things. Either you are thinking this sounds pretty amazing or you simply cannot believe it. I’m kind of in the middle myself, I think it’s hard to believe but I’m prepared to keep an open mind. Since I have become interested in spirituality I have seen wonderful things happen in my life and because of this I believe almost anything is possible.

It is due to this increasing pulse rate that we feel as though time is speeding up. Why do we “feel” as though time is moving faster than it used to be? The reason is what we once perceived to be a period of 24 hours now feels like only 16 hours. Our clocks still move in seconds, minutes and hours and still click over a full day in 24 hours but due to the earths increased heartbeat, we perceive it to be only two thirds as long or a perception period of merely 16 hours. 

As far fetched as all this may seem, a number of reports suggest that we will reach this critical mass or zero point when the earth stops rotating, very soon. It could well be in the next 5 years which happens to be at the end of the well documented and controversial Mayan Calendar which ends in the year 2012. Everything that is happening to people and our planet has been predicted in the Mayan Calendar. From my research into this phenomena and the changes I can see happening in my body and mind as well as what I see happening around the globe, I believe as do many others that we are now moving into the 4th dimension. The fourth dimension is where our thoughts will manifest almost instantly. This period of life on earth is where our good and bad karma will come back to us almost immediately. This is why so many people, although perhaps unaware as to why, are becoming consciously aware and turning towards spirituality and away from materialism and greed. We are feeling the urge to not only do the right thing for our own body and mind but we are more willing to help others than ever before in history. 

The growth rate in awareness is off the charts. What once took years of reading, learning and watching to become more spiritually aware may now only take a year or even months. There is so much more information than ever before on spirituality available in books and on the internet that is serving to accelerate our learning and helping us move away from the darkness of fear and towards the light of love. As we feel the need to change our direction in life and release our bad habits we are starting to meet others who feel the same way and collectively we are helping each other. We are realizing that we are part of something greater than our individual self and this further accelerates our spiritual evolution. 

As time continues to speed up and as we move through the 4th dimension into the 5th dimension, when the earth stops rotating, our karma will come back to us in an instant. Those of us still not aware of this changing world or not prepared to accept it and who feel they can get away with treating others, themselves or nature unjustly will receive their due karma. This will mean before we move into a better world and a period of love there will be much chaos as all the negative karma comes back to those individuals or collective groups. 

We are leaving the Age of Pieces, a destructive and oppressive period and moving into the Age of Aquarius, a period of love and peace. This is a difficult time for many people as they struggle to come to terms with what is happening around them and what is happening to their mind and feelings. The key is to let go and trust in this natural process of change and not to fight your feelings. As we move closer to the fifth dimension and as time speeds to an all time high, our thoughts, feelings and intentions will manifest into our reality in the twinkling of an eye. What this means effectively is that those of us living with thoughts of fear and trepidation, will manifest just that into their lives causing untold pain. However, those of us feeling happy and positive will manifest only love and joy into their lives. It’s all about choice, and it’s your choice to make, nobody can make it for you.

How has this information changed my life? It hasn’t really, although maybe in some ways it has. I’m usually a pretty positive person and this only serves to enforce the idea that I should remain positive at all times. I try and take more notice of the people and events around me, this has made the relationships with the people I care about even stronger. I give more of my time and money to help those less fortunate than me. I have started this website and thoroughly enjoy sharing information with others and receiving mostly positive feedback on the articles I write. Although, I still get up and go to work each day to earn, spend and save money and I still think about my plans for the future no matter what dimension I will be in.

As we continue through this exciting period of history the entire world will change along with everyone in it. Eventually we will be forced to release our fears, there is no other way. Fear will cease to exist and the greatest causes of fear, being time and money, will no longer be a part of our existence. Can you imagine reality in a place without time and money? I must say it’s most definitely a concept I find hard to fathom. It’s an exciting period to be alive so I’m going to go with the flow and enjoy the ride, I hope you’ll join me.

Friday, January 7, 2011

Blue Shield plans 50% rate increases in 2011

(Cuz they are all about caring...pigs! I hope they choke on their caviar!--jef)
***

By Eric W. Dolan
Thursday, January 6th, 2011

Health insurance costs for hundreds of thousands of individual policy holders with Blue Shield of California could go up as much 59 percent this year, according to the Los Angeles Times.

The California health insurer has announced it is seeking to raise rates an average of 30% to 35% for 193,000 policy holders due to rising health care costs, the fact that healthier people are dropping coverage during a bad economy, and other factors.

Roughly one in four of Blue Shield of California customers are expected to see increases of more than 50% over five months. Most of those who hold individual policies are self-employed, aren't covered by their employer or have been laid off.

"Rates are going to continue to rise unless the cost of medical care is brought under control," Blue Shield spokesman Tom Epstein told the LA Times. "We need to reduce what we pay to hospitals, medical groups and pharmaceutical companies."

"The rate increases reported today cover a period of more than one year and have almost nothing to do with the federal health reform law," Blue Shield of California said in a statement. "These rates reflect trends that were building long before health reform."

Despite the rate hikes, Blue Shield of California said it expects to lose tens of millions of dollars on its individual health care business in 2010 and 2011.

Last year Anthem Blue Cross proposed a 39 percent increase for its nearly 800,000 customers, but a public outcry forced the insurance company to settle for a maximum hike of 20 percent.

Anthem Blue Cross announced Wednesday that it expected to raise rates again an average of 9.8% for individual policy holders.

Health insurance premium hikes greater than 10 percent would be reviewed by state or federal regulators under new rules proposed by the United States Department of Health and Human Services in December of 2010.

The new regulations would force health insurers to publicly disclose proposed increases and the justification for them.

"The proposed regulation will help safeguard consumers from unreasonably high rate increases by providing consumers with detailed information on proposed increases," the department's website states. "Disclosing proposed increases, along with the insurer’s justification, would shed light on industry pricing practices that some experts believe have led to unnecessarily high prices."

On Wednesday, Rep. Lynn Woolsey (D-CA) introduced a measure to establish a robust public health insurance option as a supplement to the Patient Protection and Affordable Care Act. She said the public option would lower insurance costs and address deficit concerns.

Meanwhile, House Majority Leader Eric Cantor (R-VA) vowed to pass legislation to repeal the new health care reform laws in the House, despite such a repeal's inevitable death in the Senate.

The Congressional Budget Office has estimated a repeal of Obama's health reform laws would cost the US $1.2 trillion over the next 20 years.

Thursday, August 5, 2010

Google and Verizon in Talks on Web Priority

By EDWARD WYATT | August 4, 2010 | NYTimes

WASHINGTON — Google and Verizon, two leading players in Internet service and content, are nearing an agreement that could allow Verizon to speed some online content to Internet users more quickly if the content’s creators are willing to pay for the privilege.

The charges could be paid by companies, like YouTube, owned by Google, for example, to Verizon, one of the nation’s leading Internet service providers, to ensure that its content received priority as it made its way to consumers. The agreement could eventually lead to higher charges for Internet users.

Such an agreement could overthrow a once-sacred tenet of Internet policy known as net neutrality, in which no form of content is favored over another. In its place, consumers could soon see a new, tiered system, which, like cable television, imposes higher costs for premium levels of service.

Any agreement between Verizon and Google could also upend the efforts of the Federal Communications Commission to assert its authority over broadband service, which was severely restricted by a federal appeals court decision in April.

People close to the negotiations who were not authorized to speak publicly about them said an agreement could be reached as soon as next week. If completed, Google, whose Android operating system powers many Verizon wireless phones, would agree not to challenge Verizon’s ability to manage its broadband Internet network as it pleased.

Since the court decision, involving Comcast, in April, the F.C.C. has been trying to find a way to regulate broadband delivery, and that effort has been the subject of a series of private meetings at the agency’s headquarters in recent weeks. At the meetings, officials from the nation’s biggest Internet service and content providers, including Google and Verizon, have tried to reach a consensus on how broadband Internet service should be regulated in light of the decision. Those meetings continued this week, apart from the talks between Google and Verizon.

The court decision said the F.C.C. lacked the authority to require that an Internet service provider refrain from blocking or slowing down some content or applications, or giving favor to others. The F.C.C. has since sought another way in which to enforce the concept of net neutrality. But its proposals have been greeted with much objection in Congress and among Internet service providers, cable companies and some Internet content producers.

A spokesman for Verizon said that the company was still engaged in the larger talks to reach a consensus at the F.C.C. and declined to comment on other negotiations. A spokeswoman for Google also declined to comment. While a deal between Google and Verizon would affect only those two companies, it could sway the opinions of lawmakers, many of whom have questioned the wisdom of the F.C.C.’s plans to oversee broadband service.

At issue for consumers is how the companies that provide the pipeline to the Internet will ultimately direct traffic on their system, and how quickly consumers are able to gain access to certain Web content. Consumers could also see continually rising bills for Internet service, much as they have for cable television.

The prospect of a Google-Verizon agreement infuriates many consumer advocates, who feel that it would concentrate in a few corporations control of what to date has been a free and open Internet system in which consumers decide which companies are successful.

“The point of a network neutrality rule is to prevent big companies from dividing the Internet between them,” said Gigi B. Sohn, president and a founder of Public Knowledge, a consumer advocacy group. “The fate of the Internet is too large a matter to be decided by negotiations involving two companies, even companies as big as Verizon and Google.”

It is not clear that the Google-Verizon talks will result in a deal, or that any agreement would extend beyond those companies. David M. Fish, a spokesman for Verizon, acknowledged the talks, saying, “We’ve been working with Google for 10 months to reach an agreement on broadband policy.”

But, Mr. Fish added, “We are currently engaged in and committed to the negotiation process led by the F.C.C. We are optimistic this process will reach a consensus that can maintain an open Internet, and the investment and innovation required to sustain it.”

The F.C.C. process he referred to is what is jokingly called at the agency headquarters “the secret meeting.” At least nine times in the last seven weeks — including Wednesday, with another meeting scheduled for Thursday — a group that includes Google, Verizon, AT&T, Skype, cable system operators and a group called the Open Internet Coalition has met with top F.C.C. officials to discuss net neutrality and the agency’s legal basis for regulating Internet service.

Cable and telephone companies want free rein to sell specialized services like “paid prioritization,” which would speed some content to users more quickly for a fee. Wireless companies, meanwhile, want no restrictions on wireless broadband, which they see as a different technology than Internet service over wires.

Many content providers — like Amazon, eBay and Skype — prefer no favoritism on the Internet or they want to be sure that if a pay system exists, all content providers have the opportunity to pay for faster service.

The F.C.C., meanwhile, favors a level playing field, but it cannot impose one as long as its authority over broadband is in legal doubt. It has proposed a solution that would reclassify broadband Internet service under the Communications Act from its current designation as an “information service,” a lightly regulated designation, to a “telecommunications service,” a category that, like telephone service, is subject to stricter regulation.

The F.C.C. has said that it does not want to impose strict regulation on Internet service and rates, but seeks only the authority to enforce broadband privacy and guarantee equal access. It also wants to use federal money to subsidize broadband service for rural areas.

While the F.C.C. is gathering public comment on its reclassification proposal, it has convened the private talks, which are overseen by Edward Lazarus, the chief of staff to Julius Genachowski, the F.C.C.’s chairman.

The talks have produced some common ground among the participants on smaller matters. But one participant, who spoke on the condition of anonymity because the group members agreed not to discuss their deliberations publicly, said there had been little movement “on the few big issues that are the most important.”

Frustrated with that lack of progress in the last two months, direct talks between Google and Verizon have accelerated, according to people close to the discussions who were not authorized to comment publicly.

Google and Verizon have their own interests at stake in negotiating separately. The Android operating system from Google is used on many Verizon phones, including the Droid, a competitor to the iPhone from Apple.

Consumer groups have objected to the private meetings, saying that too many stakeholders are being left out of discussions over the future of the Internet.

Mr. Lazarus said the meetings “are part of our efforts to identify the best way forward in the wake of the Comcast case to preserve the openness and vibrancy of the Internet.”